Value of Your Primary Residence Compared To Your Net Worth

[Bob Mueller Jr.]

An odd question, but what would a responsible RE investors consider to be a good % of the value (market price, not equity) of your primary residence compared to their total net worth? Example: For quick & easy math, let's say an investor has a net worth of $1 Million, should they be looking at primary residences worth $300K (30% of NW) $800K (80%) and so on. I know there's not a golden rule for this and it varies by a person's lifestyle, and life priorities, I'm just curious what % some of you are running at. And also what % you guys feel is tipping into excess where it will possibly inhibit other long-term investing goals of buying other properties, etc. For this example, lets assume the primary residence is not used for investment or cash flow at all (like STR) so it's a true Kiyosaki liability (take $$$ out of pocket), even if you own it free and clear....