I can’t find anyone who will do a second on the rental anyway, I have found a HELOC — I was debating at least shifting the construction loan over to the rental, but at 5% that still seems like a wash.I’m open to doing another rental property, I just don’t know if I’m stuck because of how low the rental mortgage rate is, and with how much it cash flows — I may not be able to improve much on that situation.My wife and I both work full time, and I have a part time second job to make it all work.  

Will you be responsible for trimming feet, doing shots, wormer, exercise, what if the horse gets sick, what if a horse brings in something like vesticular stomatitus, and all the horses get it? 

Staying in touch with sellers over years, even when they’re not ready to sell, is how you build those lasting relationships that lead to first-in-line opportunities when they are.It's all about playing the long game listening, staying relevant, and being the trusted person they think of when they’re finally ready.

But she has not cleared all the stuff out, and more importantly turned off the AC in very humid weather.

But aren't you at risk that it sells for the minimum bid of $67,000, all that goes to the taxing entity and you get wiped out? 

You also have higher expenses with STR and MTR, you have all the utilities, furnishings, and consumables to account for as well.Combining strategies with house hacking makes it easier to get to cash flow.

Hi Tom,I live in the Chicago area right now, but I have a great deal of family all over Volusia Co, and am planning on moving to Port Orange in the next year. 

Yes, theoretically they can be used and all laws complied with, but the chances of losing a lawsuit whether you’re right or wrong are so great nobody uses them, nobody insures them.  

By the way what market are you in all 3 of your properties seem pretty low in price allowing you to have positive cash flow. 

For most multifamily, I'm seeing on 30 year amortization to boot.Reminder for the lurkers that this has nothing to do with single family homes, 1-4 unit residential all gets residential mortgage financing, which isn't presently as good as commercial.Odd world where the 8-unit property has a payment that is less than twice as much as the fourplex, even though it pulls in twice the rents, and has less than twice the maintenance expense (the price of the fourplex is likely to be more than half the price of the 8-unit, and more than 1/5th the price of OP's 20-unit, holding constant location etc, but that's another rant for another day).