A lot of policies will not cover existing problems.

The deal (and contract) means zero until you get through attorney review anyway. 

We also include a lock-out policy in our lease that charges for us to come over.

Based on articles in the San Jose Mercury News, for example, Google and Facebook made it clear to their employees on the eve of their IPOs that ostentatious displays of wealth were not going to be tolerated.

She's here in Phoenix but I'm pretty sure she writes policies all over the country. 

Account ClosedThanks Mary for the Mention.Joe, Caleb, I REALLY want you to look at this Spreadsheet so you can understand that IRR is REALITY AND it is ENTIRELY PREDICTABLE in VERY CERTAIN ways.Here is the example:Let's say you are going to buy a multi-family property with the following assumptions:1) ZERO Appreciation2) ZERO Cash Flow3) Purchase Price: $1 Million4) 20% Down, 15 Year MortgageOn a CoCR Basis, this property SUCKS and the CoCR Investor will stay COMPLETELY Away from it.BUT.. when you model it with an IRR, it looks like this:NOTE: Both the Closing Costs on the Purchase AND the Sale has been accounted for.CLEARLY, this property will be doing well as you are using a 15 year Mortgage and still breaking even in Cash flow throughout the 15 year holding period.This is REAL... why?!

Bigger Pockets does have a Be Nice, Be Respectful policy, which you've done neither of here. 

Some places had rents drop to zero, as literally there were not enough renters to fill them (parts of Florida this happened). 

The pro forma statements are based on the income and expenses of comparable homes currently being short term rented.4) HOA fees do vary from $500+ per month to zero. 

Understand your risk tolerance.