I am getting ready for my next acquisition, just exploring different markets, and which route I want to go (BRRRR, Turnkey, STR, LTR, how I want to Acquire/finance, Etc). 

The only thing I'd change about my journey is targeting a multi family first, anything less than 4 units will still qualify for fha financing.

Unfortunately there’s no free lunch in commercial real estate finance.  

How did you finance this deal?

How did you finance this deal?

This is not question but to tell people there's way to finance yourself.

Richmond is a wonderful place for real estate investing, with its expanding economy, variety of neighborhoods, and affordable property prices compared to bigger cities.If you want to further your real estate investment journey in Richmond, it's important to stay informed about market trends, connect with fellow investors, analyze properties thoroughly, consider various financing options, diversify your portfolio, manage your properties effectively, and stay well-informed about real estate investment strategies.

After rehabilitating the property, you can refinance into a DSCR loan if traditional financing isn't an option for you.

An unsecured loan, as this one seems to be, would not be eligible as a source of funds for someone doing conventional financing. 

Take a good look at your budget and explore different financing options, such as traditional loans, FHA loans, VA loans, and private financing.