Interest Free 401k loan to purchase house

[Carlos Ptriawan]

This is not question but to tell people there's way to finance yourself. Lets say you have 401k about 200k. Lets say you contribute $800 every month. You could borrow up to usually 50k for mortgage loan. The rate is about 5.25% or similar for 5 years. However you could also construct a bond/stock portfolio where it generates 5% or more in today's interest rate. So lets say your payment to the loan is $300 every month. But you generate $290-$310 dividend/interest income too from your portfolio. So technically your loan is pretty much "free" because of these arbitrage position. After 5 years, you could borrow 50k again, with rate lower than today's mortgage.