@Marissa Slade If you are solely focused on appreciation, as you said, I would look more at the suburbs that have low rental property volume and are in demand for owner occupiers.

.: Subject To and Wraps are very similar and yet, very different.Subject To & Wraps share these characteristics You are taking over payment of the mortgage and transferring the property into your name You become the owner The loan does not get paid off The lender can and sometimes will call the Due on Sale You have to have money or credit to solve a Due on Sale call They are used when someone doesn’t have much equity and doesn’t want to pay a real estate agent They are used when the seller wants to sell fast They are used when the property isn’t really a good candidate for the MLS because of the condition of the property They are used when It’s a unique property and it’s hard to find comps They are used when it’s a distressed situation that needs to be resolved They are used when the monthly payment is below market rate (that means it cash flows) They are used when the seller wants to avoid the hassles of listingSubject To & Wraps Differences In a Subject To, NO new mortgage is created.

Just because the tenants will have to maintain it on a monthly basis or whenever the pellets are low and we all know how that goes.

An even better option is WPC - WP Carey, which is a diversified REIt, they have been aggressively divesting all their office properties and will soon be a principally Retail REIT, but they are still priced low with other Office ones. 

Tenants are building credit to purchase a home.

It also has low-entry price points where you can be all-in on a single-family house for under $100k and still cash flow.Finally, you're seeing the appreciation story unfold as well.

I suspect your rent estimate is still low unless your property is a very low-quality rental.

It could make sense to take advantage of minimal competition and relatively "low" home prices while interest rates are still high.2.

For example, they might want to know things like your credit score, just to know whether some loan programs are worth mentioning or not.Just be respectful of their time and you'll be fine! 

When large companies, like Home Depot get hacked (40,000,000 customers) and they offer 12 months of credit monitoring, as their way of making things "right" - that's not enough to offset a lifetime of a compromised identity and all of the headaches the come with it.