Perhaps sharing the calculator was not effective method -- I'm still new here.

In other words, if we feel the risk is climbing, then by de-risking we effectively increase risk-adjusted returns.If we exit sooner, that's what we are doing.

I am looking for advice on cost effective options to rehab a place that I just got accepted on. 

I’ve considered that option and will do that as a last resort, however I think that hiring someone (yes an independent contractor) would be a more cost effective and likely a more effective overall option.

FYI, Although it would not be cost effective in this case, there are bonds that can be used.

We want to build the expertise to enable us to do long distance STR property management The City of LA recently effectively banned STR operators but there are neighboring cities that are legal to operate.

But yeah the Suncor issue is unfortunate (although it doesn’t just effect CC depending on which way the wind is blowing).

Also, as you know, the property has a direct effect on utility cost to a certain degree.

@Pierre Luc leblondForeign investors have to be mindful of ECI(Effectively Connected Income), FDAP(Fixed, Determinable, Annual, Periodic) and FIRPTA.There are also instances when foreign investors need to apply for an EIN and file a US tax return.You may also want to understand the tax treaty between the US and the country you are from.You should understand the above implications before investing in the US.

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.