They can also provide the submeter coordination and installation.  

I’m also starting to co-host for a client next month in North Myrtle Beach.

If you're looking for referrals, unfortunately I only know of providers in my states (CA/AZ/CO) but they're available in every state.

In my opinion @Adrian Mociran it would be easier to sell them as R-3 so long as the city ordinances do not forbid building a single family home on an R-3 lot.   

Amazon, Dollar General and ABC Supply Co.

Hope all is going well out in CO for you.. such a beautiful state.

Most contractors will have a contract that they expect to hold us accountable to, but they never seem to meet their timelines and customers have very little recourse out side of taking them to small claims court or file complaint against their license if they have one (CO doesn't require general contractor to have a license for some reason???)

If so, your first stop is zoning/planning because you need to determine if the zoning ordinance allows fourplexes. 

I'm fully aware that without a job or cashflow, I cannot qualify for a loan, but could my parents co-sign?

Your co-sponsor must also have relevant experience.