Let me tell u the story)I bought and fixed the house with hard money at 14%I was working with a commercial lender to refi the house to 5.375% over 30yrs.Paid for appraisal. then submitted a lease from my buyer. then had to hv the buyer move in because the appraiser had to verify that the house wasn't vacant before they could close.

I was wondering, should i try and appraise it before or after we rent it out?

Also, some appraisals may calculate the lower level differently than above grade.

Also I found out that if you put a property on it you can refinance it with conventional mortgage - the land with house- but you have to really make sure it appraises the way it needs to.

People are buying homes site-unseen and paying more than they appraise for.

Appraised in 3/2021 for 350K, loan paid down to 142K.

If you own the property free and clear than just about any lender should be able to provide some type of renovation loan on the property....that is, as long as it appraises for $75k or more type of thing.

(My inspector was garbage but that's a different issue)The appraiser if they had noticed a damaged floor when walking through, could potentially have made that an FHA issue, but since it was only revealed when you started to renovate I doubt they would have.

Make sure an appraiser is going to consider this single family.

We recently got the house appraised and it’s currently valued at about 730k