It hasn't crashed yet since the government pumped $3 trillion dollars into the economy just 3 months ago, and now all gone.

The tough part is I never saw a pandemic where government would shut down businesses and colleges, etc and let tenants live rent free.

Ginnie Mae did not originate your loan.If you have a government loan (Fannie/Freddie/VA/USDA, etc.) you should qualify for a forbearance absent very few exceptions.

If our government stays out of our way then I think your analysis of the Austin real estate market is correct.  

With rates super low the argument can be made that if median home prices are in the $100-125k range, if a resident can afford a government mortgage program e.g FHA with ~4% down than a mortgage on house would compete with your park demand

What I cannot understand is that the price of multis is still skyrocketing - with the government having denied landlords access to the courts to enforce leases, who would want to buy rental property now?

As Oregon prepares to implement a new law intended to spur the development of duplexes and small apartment buildings in cities like Salem, a disagreement has arisen over how much control local governments should have over zoning considerations...In 2019, Oregon became the first state to effectively do-away with single-family zoning after lawmakers passed House Bill 2001.

You won't be able to qualify for a government backed loan, such as a conventional loan since Finnie mae and Freddie Mac don't lend to "entities".

@Sheretta Morris It's going to be a challenge as there's usually push back from the city and the local government to develop new mobile home parks.

It’s apparent that the governance of this state is no longer to your liking.