I have a primary residence, but am looking to see if it is possible to purchase a triplex as an owner occupied residence with a lower down payment than the 20% required for typical loan.  

I was in the process of putting letters together to send to a bunch of non-owner occupied homes in the area I want to get started in.

As for an owner occupied primary, I'm also going to put this out there that there are 'no income' programs out there, but there's few lenders who offer so you'd need to find a mortgage broker who's hooked with those specific lenders to help you there.  

I'm looking to buy duplexes to fourplexes (won't occupy), 35-50% down.

I would occupy the second house but I’m not sure if it’s possible because I already work close to my first home and have no change in family size.

I recently used the equity from this crazy market to refinance out of the VA loan and into an owner-occupied conventional loan with the aim of reusing the VA loan to purchase another multifamily property.Here's where the dilemma begins.It seems like every month that goes by makes it harder and harder to afford some of these properties, so I would like to jump in and hedge against appreciation and inflation, but I am unsure how. 

I use Z Modo cameras in mine when they are not occupied. 

I recently used the equity from this crazy market to refinance out of the VA loan and into an owner-occupied conventional loan with the aim of reusing the VA loan to purchase another multifamily property.Here's where the dilemma begins.It seems like every month that goes by makes it harder and harder to afford some of these properties, so I would like to jump in and hedge against appreciation and inflation, but I am unsure how.

I recently used the equity from this crazy market to refinance out of the VA loan and into an owner-occupied conventional loan with the aim of reusing the VA loan to purchase another multifamily property.Here's where the dilemma begins.It seems like every month that goes by makes it harder and harder to afford some of these properties, so I would like to jump in and hedge against appreciation and inflation, but I am unsure how.

With the price increases we've seen, this number could easily change your investment strategy.Are the units that need upgrades occupied?