Just Starting Out: Can I do off-market w/o cash or hard money?

[Andrew Pierson]

Hello BP,

I have recently graduated college and I'm working as a government employee. I was in the process of putting letters together to send to a bunch of non-owner occupied homes in the area I want to get started in. My question is when I do get a call back from someone who wants to discuss it to me, is it possible to do a primary loan when most cases I see the deals being done with cash or hard money. In my case I would like to take advantage of first time homebuyer grants and hoping there are mortgage programs out there for government employees. If yes, what is a negotiating strategy you would recommend or a talking point I should use in my letters that would differentiate me from another person to the biggest extent possible?

Thank you.