For RI you could read the RI Landlord Tenant Handbook, and again I'm not familiar with CT myself but it is worth researching.And depending on your needs/sophistication it may also be worth researching some more esoteric things such as the remedies available to creditors, lead paint and other hazard laws, licensing requirements for agents and property managers, registration requirements for out-of-state owners, etc.It's also worth researching not just the property tax burden today, but the fiscal health of any municipalities you're thinking of buying property in - because that can be an indication of future tax hikes coming down the road.

But even with this being said, every lender so far only cares about my information, not the companies so I would to understand exactly how you get that mentality to switch.

It is more a mentality than a matter of fact, but it sums up our approach pretty well.

Now I'm on my own and wonder how other investors (self employed) handle the health care issue.

I had no other current properties at that time or any other projects so it made sense.The one thing I did not take into consideration on my first property was the hour drive it took to get there and how that would effect me mentally.

Originally from Oklahoma City just moved back home about 4 months ago from Atlanta.I do not have any background or experience in Real Estate but some experience in insurance, which I still currently hold licenses for Life/Health and Property & Casualty in the state of Georgia. 

Givers gain is the mentality.

It sounds crappy, but you are expecting your PM to have an owner's mentality about your investment, and they simply won't for 6.5%.

I thank you all here before me in advance for insight, direction, and your suggestions.In health,Tom Caley

I am sincerely amazed by how knowledgeable and friendly the BP community is and I'm eager to learn and contribute as I find my niche and get more familiar with REI.A bit about myself, I live in Cincinnati and work in the pediatric health field, but my goal is to become a full time real estate investor.