If she’s a working attorney with a 350k education and can’t set aside 52k/year, I am forced to call BS on her “frugal” lifestyle.

You will learn things you can apply to you current investment business or you may find a whole new investment approach that fits your lifestyle and goals.

Some losers do eventually turn their lives around and need to settle their past debts to move forward.If your tenant was S8 you can not collect so don't waste your time, they have settled for that life style.

You have the buyers who have been couped up due to covid and are looking to buy a second home as a lifestyle asset.

If you invest in a DPP ranch, you get to enjoy the ranch lifestyle, unleash your cowboy spirit, hunt exclusively, and have a lasting legacy.

Hi @Brendan M Hornung - good for you being smart with your money and lifestyle. 

Hello @Raj PalemAppreciation is critical for three reasons.Compensating for inflation.Minimizing total capital required to achieve financial independence.Compensating for InflationFinancial freedom is more than just replacing your current income; it's about maintaining your current lifestyle for life.

Or if you're financially savvy, create a spreadsheet of the area from AIrbnb and VRBO and make sure this will fly for you.Best of luck,Mikehttp://www.housebeautiful.com/lifestyle/g3599/most-amazing-airbnb-rentals-in-every-state/

Have you ever attended a Total Wealth Academy or Lifestyles Unlimited Event?   

Likely the HML will want an equity position and other ways to enhance the deal.John Corey