@Jason Howell  These government giveaways have a tendency not to pan out in lots of cases.  

@Adam Klugh now for the next  lesson.. never lie.. your credibility just hit the floor at an epic level.

I do have lost rent coverage on my fire/homeowners policy that also covers a rental property.The challenge is that both windstorm and flood are government-backed programs. 

There is probably a similar clause in your governing legislation.

Anything with 5 units or more will be considered commercial but on loan amounts under roughly $1MM it can be difficult since national banks and government agencies will not want to do a loan that small unless there is a very compelling reason for it.On LTV - In addition to LTV, commercial lending pays close attention to a DSCR or Debt Service Coverage Ratio.

Business Goals:- Form a Board of Directors for our company- Complete our corporate governance plan - Continue with "Scaling Up"/The Rockefeller Habits and EOS (highly recommend all business owners looking into this)Personal Goals:- Travel outside the U.S. with my family at least once a year- Continue to diversify into more asset classes- Connect with more people on BP of course!

The "First Look" program that you are referring to is through government homes on HomePath.

If any owner is a Homeless Provider with a government Per Diem Program in place.  

You would think there so much land in Las Vegas, since it's a desert, that until you research, most of land is in federal government ownership.

If you would like more professional assistance, feel free to reach out to me directly.To answer your question: When buying a home you need to have a downpayment of at least 3.5% (Government FHA loan) or 5% (conventional loan).