However, while my family relative was willing to sign on as a creditor for my first home loan, they are unwilling for this second loan.

There are limited options if you are unwilling to accept less liquidity or more risk.

I'm unwillingly to take on what I see as a higher risk tenant.

If they are unwilling to provide them, walk away.

Hey other sydicators,Is anyone else having trouble with underwrtting deals and meeting return requirements, with P&I reserves being required by lenders, and sellers unwilling to negociate?

A bunch more get eliminated when the borrower or syndicator is unable or unwilling to provide the fairly minimal documentation we request.

https://www.facebook.com/CAAnet/AB 1436 Allows Tenants to Live Rent Free for YearsTell the State Legislature to vote NOThis is from Time magazine too https://time.com/5846383/coronavirus-small-landlords how devistating the eviction moratorium is on small landlords and how theres very little help for small biz landlordOppose AB 1436 NowSan Francisco Assembly Member David Chiu just unveiled AB 1436, a proposal to force landlords to defer rents for 15 months after a state or local state of emergency is lifted - which can translate to years of unpaid rent - if a tenant is unable - or unwilling - to pay rent due to COVID-19.CAA is committed to finding common sense solutions to help tenants remain in their homes and ensure rental owners receive the income they’re entitled to so they can pay their obligations and continue to provide quality housing.

@Felicia Olivett From the scenario that you're describing, it sounds like the front porch is a common area and the first floor tenant is just unwilling to share this space.

If they are unable/unwilling to make the change, I’d already be concerned about the future of the relationship.

Makes no sense to force a tenant who can’t afford the rent (or is unwilling to pay it) to stay in your property, especially when evictions are taken off the table as an option.It might end up being a relief for both of you if they were let out of their lease.