Crediting Options for a New House?

[Mason Alford]

Hey everyone,

I am hoping to buy my second single-family home that I intend to use as my primary residence (going for a house hacking strategy). However, while my family relative was willing to sign on as a creditor for my first home loan, they are unwilling for this second loan. I have the capital for the down payment on the second home and will have rental income to cover the two mortgages, I just need someone to guarantee the loan. What options are out there for getting a creditor for your loan? Outside of approaching a private lender, are there any formalized avenues to move forward? Many thanks.