It seems like every town I look in has such strict regulations where you need to owner occupy your unit. 

I know some people who have been burned by the strict timelines that are part of the 1031 process.

Most HOA communities in affluent areas such as Chastain Park are strict regarding lease structure.

I would imagine your site work costs is strictly a budget since you have not had any civils completed.

Most of the beach rentals in our community are strictly weekly, it makes planning easier for us. 

BP is very strict about political talk, so we have to be careful with the red vs. blue discussions.

They aren't as strict as a conventional lender and is what alot of investors use to scale up like what your trying to do.

I was getting quoted with the DSCR in the 8% and 9% for strictly an investment on an non owner occupied 4plex on a different property  so I thought it would be cheaper for my primary residence

As a result I went from being willing to allow her to come over and inspect anytime she'd like to strictly adhering to the law.

Underwriting can be more strict too.