I borrowed more money and built a new detail shop; no more crummy landlord!

., 10-year interest-only options), and non-recourse structures.Competitive Rates: Recent transactions show rates ranging from 2.69% to 4.65% depending on LTV (55%–80%) and property type.Lender Specialization: Some lenders excel in specific areas:Greystone and Walker & Dunlop lead in Fannie/Freddie volume and large-scale refinancing.Arbor Realty Trust is praised for smaller-balance loans and flexibility.CREFCOA offers streamlined refinancing with 45–60 day closings and cash-out up to 80% LTV.HUD 223(f) loans provide 35-year fixed terms, ideal for stabilized properties.Questions for the Community:Have you worked with lenders like Greystone, Arbor, or Freddie Mac?

There is a big distinction on the variety of restrictions you need to be aware of with ADUs in Chicago specifically.

What specific questions do you have?

Have you identified a specific area in Atlanta yet? 

Set a specific goal, then work towards it.1.

@David Oh you can either offer a bonus based upon specific KPIs or based upon profitability.

Consult with a legal professional for guidance specific to your situation.

Quote from @Donyea Jenkins: State and market specific to be honest, some areas have a lot more REOs than others.

The best thing you can do is to get in touch with a few lenders and walk through your specific scenario.