I am leaning towards liquidating so I can go into other ventures.

When I asked how much liquidity and net worth they had, they said less than $100k liquid and less than $1mm net worth.

Flat rate is available too in many market …..currently there are few SFR fund that is liquidating their asset by using cheap 1% broker.

Where they may consider borrower’s financial state they are most considered with (1) property value, (2) liquidity of property if needed to sell quickly and (3) ability of property to generate sufficient cash flow to pay note payments.  

That partnership dissolved & we liquidated all properties in 2015/2016, and I started rebuilding my current portfolio in August 2015. 

We did borrow $20k on this deal to not spread ourselves too thin since we are just starting out and do not have a lot of liquid capital right now.

I am planning to liquidate a couple to put into the down payment.

I dont know that I would give up the liquidity unless you also plan to recast the mortgage to lower your monthly payment (or can get a line of credit on the property to pull out the 60k equity from the cash).

I also have low liquidity to start with but I'm growing the account as much as I can.

We would like to keep our home now and use it as our first rental property, but we are unsure if we should just liquidate it and take the proceeds.