I have found ChatGPT to be particularly useful for testing new Book Covers for BiggerPockets, such as our foray into the personal fitness category with upcoming title "Sweat for Life": 

If I understand correctly; the seller would receive 80% ($40,000) directly from the mortgagee at closing and would enter into a personal agreement with me for the 20% down payment ($10,000) in which he would be reimbursed separately from my mortgage payments at a separately agreed upon rate and term?

I would not borrow from ANY lender I learned of over the internet unless I knwe personally people who had used them. 

I am personally very bullish on the Phoenix market.  

With that being said, I personally know several people who've had tenants that stop paying their rent and try to hang around for as long as possible. 

One-person rental units are in the highest demand, and co-living directly appeals to this market.

. - Put downward pressure on demand: I personally believe it is unlikely that Trump actually deports millions of illegal immigrants who have settled in the United States.

I personally really like the suburbs, and that's where I have most of my rental properties. 

While Facebook Marketplace isn't the sketchiest site (craigslist), I personally would never give my ID across it.

However, you can get loans that are based on the performance of the rental and not your personal income and debt.