I have limited knowledge of Sub To deals, despite Pace Morby's excellent efforts to make Sub To well know (Sorry, Pace, it's me, not you!) 

I’ve found that as long as they’re somewhat insulated and well installed the color won’t matter.

I recently joined BP, and I’m reviewing older questions:FHA Streamline Refinancing is an excellent option for lowering your monthly payments, especially with the potential rate reduction you're seeing.

Wayne - Perhaps you could share some of the analysis (in excel) to understand more about the numbers.

Best regards,Drago Hi,You make an excellent point about the flexibility of private money lending in today’s market.

Purchase price: $179,000 Cash invested: $15,000 Lived in the property for 1 year.Knocked down living room wall, replaced Hvac, floors and gutted and remodeled the kitchen, attic insulation, converted the living room and the dining area into rooms.

Here are some ideas to get you started:1.Educate Yourself: Start with the basics—read books, listen to podcasts, and watch real estate videos (BiggerPockets is an excellent resource).

Long-term investments are more insulated from market fluctuations and provide more benefits over time, like debt paydown and appreciation  

Especially given the fact that she's a full-time real estate agent, you shouldn't have any issues.I personally like using my calendar (i.e. having clear appointment related to real estate) combined with a simple Excel / Google Spreadsheet as the tracker.

Petersburg, and Charlotte also offer affordable housing, excellent public amenities, and family-friendly areas.