The insurance company will try to determine what caused the crack ... if it was natural soil expansion/compaction, it's unlikely they'll cover it ... if it was, say, from a plumbing leak, there's a much better chance they'll pay for, at least, a part of it; however, that would then pose a different issue for you - I've seen new policies become very expensive when there are prior water damage claims on the property. 

Any more, and the remodel likely won’t add to the value of your home in proportion to what you spent.You can finance your renovation in a number of ways:Cash.

It seems logical that the value of a small multifamily property is proportional to its ability to produce rental income.

Newbie post here as I still tackle some of the basic learning concepts before buying my first investment property.I have *some* money saved up (10K, which is not much at all in my market where 3/2's go for 140-190k). ...

adjective(of a person or thing) able to be likened to another; similar.synonyms:similar, close, near, approximate, akin, equivalent, corresponding, commensurate, proportional, proportionate, parallel, analogous, related Look at those synonyms.

People who aren't currently buying and selling are great sources of referrals, they ALL probably know at least one person who will buy or sell a home at some point in the next year, and they are actually the much larger proportion of your sphere.

That is inverse proportional with the time you put in screening/placing well qualified tenants, executing and reviewing with them proper lease documents and maintaining properties.

To me its seems that as far as rent goes that rents have a fairly sticky floor, and probably don't fall in proportion to the decline in the Home Value you purchase due to the fact that at its core you pay rent for a place to live and that fact alone makes up a large amount of the value inside a rent payment.

@Eric Wiinanen I haven't lived in other places in Florida so I don't know what the proportion of wood frame to CBS (concrete block/ stucco) construction is in each area. 

It is not just buying the property, investing an amount in proportion to the purchase is also required.  50% of the acquisition price is required to improve the property.