Mostly since that’s what’s easiest to understand, but definitely open to hearing about how other strategies in SA pan out.  

I am in the Pacific Northwest and NO PARK allows rentals that I am aware of.You can sell on monthly payments which is very similar to rent without the property management headaches.

If you can get away with it, I would install a shower pan for the shower base instead.

You will learn so much about people skills, and you will realize how much influence you have on how a given interaction pans out.

In the Pacific NW, mold is an incredibly common problem.

When I hear those stories I always think about Kenny Rogers, "Don't Do The Counting Til' The Dealings Done".I never count someone else's money in my mind because so many people are so full of B.S. and they tell you they are getting rich, but they don't tell the truth and after time passes I find that most of these people's business ventures didn't pan out and these people made either very little money when compared to their effort, or they actually lost money.Here is an example.

I have a property that I purchased in Indianapolis to flip but things aren't panning out as I hoped.

All this to say, I want to shout out (sorry for those I am not connected with, the tag doesn't allow me):@John Underwood  @michael baum @luke carl @julie mccoy@paul sandhu (for horror stories and comedy)From which thermostat/locks/water heaters, pots/pans, processes, marketing, all of it... you guys (and gals) have been so helpful.

DSCR Lenders typically like to see that the rental income is at least 120% of the expenses.I would say look into a NON-QM option first as that may offer you a slightly better rate but if that does not pan out you will want to look into the DSCR loans. 

Sometimes, I will use a credit card to make payments to have some additional time to see how things pan out and then potentially use my HELOC to pay off my credit card balance.Side comment...