Lots of hot air being blown around with the notion that the Chinese Govt is out to destroy Jack Ma, and cut the company down to size.

Maybe not a belief, but a notion that drives your marketing.I honestly prefer someone saying: "I have a great tool.

By your logic, you are claiming that no one should use FHA financing because it'a a tight market, even though your notions ring true in every market cycle, for reasons mentioned above (see VA example).

I know from experience how painful this is, so please do yourself a favor and learn excel, QuickBooks, notion, freshbooks, anything that you can use consistently to get a precise view of your businesses income and expenses on at least a weekly basis, if not daily.- Know the market you are looking into better than anyone you are going to work with.

I second the notion that your value will drop.

Which leads many to think that (better) bargains may be had by dealing with Bank owners rather than individual owners.Anecdotal evidence tends to support that notion - often but not always.ie. 

Hello,I have this notion ( perhaps erroneous) it may not be a good idea to refinance with the same lender,since more often than not the current lender may not be too motivated to lower the rate for existing customers and they would rather lower rates to entice new customers.

The notion of having 2 kitchens isn't much of an issue to; one can serve as pantry or storage. 

I understand the whole analysis paralysis notion, I guess I just really don’t know what I don’t know if that makes sense.

Unless they are selling to all cash buyers, they can't charge over market value since lenders require an appraisal so don't automatically buy in to the notion that you pay more for a turn key.