@Larry T. is absolutely right.

Another service commitment involved the guardianship project in downtown LA courthouse.

@Larry T.   

I wonder if making it easier and more intuitive to follow a conversation would make add depth to some of the conversations that don't get swept up into the the two top "Hot Topics" I don''t understand but I don't "follow".  

When I committed to being an investor one of my first short term goals was to meet with 5 investors, 5 agents, 5 bankers, 5 contractors, 5 management companies, 5 inspectors, etc..REAs and meetups are a good way to do this.

We use the bank ACH linkage to provide the escrow with the proper source of funds.From the Texas Securities Board:Payments received from investors for the purchase of securities (investment commitments) must be directed to and deposited in an escrow account with a bank or other depository institution located in Texas.

I have gotten a lot of experience with REO's as a Real Estate Broker and for now its what I am committed to.

Pull your free credit report at annual credit report.You want your credit card's to be no more than 10% of your max limit.Paying bills on timeCredit inquiriesThose 3 things make up a good percentage of your score.I would be happy to help you if you need it.I have been there done that and I have the T shirt.Long story short I lost my house to foreclosure and went from a 750 down to below 500. 

You should buy a minumum of 1000 if your committed buy 5000.Then find 2 or 4 investment clubs to attend.

I am so happy to hear you doing well and dotting your i's and crossing your t's.