Hi BP

[Stephanie Dobbs]

Hello All,

My name is Stephanie Dobbs and I love Real Estate! Always have, always will, and look forward to creating a great relationship with the properties, property tenants, banks, lenders, community leaders, and so on. I was a real estate agent (will go back to being such) and am attempting to start real estate investing with wholesaling, wraparounds, and lease options. I have no money, no good credit history (as working within real estate companies downsized tremendously, leaving me and my hubby with no job at one point), but plenty of hope and a will to learn.

When responding please inform me of methods, books, podcasts, advice, etc. of ways that I can start with no money, no good credit, and land some money in my pocket! I am very optimistic and am hoping to conduct a few deals by the end of summer, and purchase a commercial property by the end of the year.

Thanks! ~ Stephanie

[Brent Paul]

I highly recommend you also listen to the podcasts from show #1 up to the current show. 
From those 2 things you will learn a ton of information.

While doing that I recommend taking a look at your credit.  Pull your free credit report at annual credit report.

You want your credit card's to be no more than 10% of your max limit.

Paying bills on time

Credit inquiries

Those 3 things make up a good percentage of your score.

I would be happy to help you if you need it.

I have been there done that and I have the T shirt.

Long story short I lost my house to foreclosure and went from a 750 down to below 500.  Now I am inching my way back up to 700.  It can be done.  Don't let anyone tell you it can't.

DON'T pay for any of those credit repair companies.  They are a complete waste of money.  All those things you can do yourself and they aren't that hard to do.

A really great resource for rebuilding credit is myfico.