Once it's on the tenant's credit report, it is far more likely to spur them to action because it could prevent them from getting another rental, qualifying for a credit card or car loan, etc.I'm more concerned with why the home has been sitting on the market for eight months.

The property is currently being used as a primary residence (looking to move to CA) and was purchased in 2021 for $650k with a 30-year fixed rate mortgage and PITI is just over $4k per month today.

Box gutters can be a pain (and expensive) to repair or replace.I have mentioned this before: the newest property I have ever owned (flip, rental or personal residence) was built in 1960.  

You aren't supposed to borrow every year....and there are DSCR loans that don't require W2 income to qualify for loans.

When I first moved to the area I fantasized about fixing one up for a primary residence.

Investment Info:Single-family residence other investment.

As a violation it provides the mortgagee with the OPTION of accelerating the note - with all the proper notices and procedures for the state of property residence. 

It would still depend on your credit score/properties performance to qualify.

I highly recommend a well-qualified REALTOR who works with investors and knows how to help you best.7.

This is no longer his primary residence and he knows it needs work and it would be hard to sell on market.