Owner occupied 5% down conventional loan.

At the end of the day, its going to come down to the quality and confidence in your post renovation comps.

Yea, I am way down in Camden County there, everything's about 5-10 years behind the rest of the world... haha

Typical deal I see will probably need 30-40% down to break even or cash flow. 

Not only is this prudent business management but if you're looking to scale down the line, having a creditworthy entity that can take business loans in its own name is a game-changer regarding risk allocation.

It all comes down to occupancy, and how attractive you can make your rental look to drive a higher occupancy rate. 

He teaches people how to not rely on OTA (Airbnb vrbo) because what happens if they shut down like they did in COVID. 

I do not want to go into another vacation market but rather a metro area with a more diversified economy again just to get into a different type of asset.That being said I do want to continue to short term rent the next few properties we get at least in the first few years of ownership in order to increase cash flow to combat these higher prices and carrying costs before potentially converting to more passive long terms down the line.Therefore I am looking for markets that 1) have a decent draw of visitors year round 2) have regulations that allow strs in some parts of the city 3) Are in growing cities in the west or south.Below is a list of markets I have identified as potential places to look and I was hoping to get some insight from either other investors doing the same thing or agents/investors in any of these markets on whether this is potentially a good market to explore or not.1) Salt Lake City (this is right at the top of my list due to its proximity to ski resorts, expanding of the airport and long term strategic business planning of the area but I have very little knowledge of this market)2) Denver 3) Phoenix (used to live in AZ and like the fact that the state of AZ seems to look favorable on strs)4) Tucson (see above but lower home prices/potentially less appreciation)5) San Diego/LA (these are attractive because of their proximity to my home in Irvine)6) San Antonio (love that it is very close to the booming Austin and feel that this is a market that could see some real growth in the future)7) Tampa/St Pete (I have always been very interested in this market for both short term and long term rentals)8) Raleigh (have invested in Charlotte and love NC but again very little knowledge on this area)Any insights or advice on any of this would be greatly appreciated.

You need to study Low and No Money Down Real Estate Investing.

I would be more than happy to start out signing up for your free membership; but I don't want to get bogged down with lots more reading, and listening; other than step by step instructions to finding and closing deals; via where to go for auctions, online sourses, what I need to make sure to understand; etc.