We had two families move to our area after the California fires destroyed their homes last year.

I am getting a check for $80,500 this week so I really cant complain at all but I hate seeing all that work destroyed.

Tenants can destroy a property , you need reserves for that . in my opinion , if an investor cant handle 3 or 4 months with lack of rent , they arent an investor , they are a gambler . 

But nothing destroys values when banks stop lending for a few years. 

For instance...with three kids under 7 I MUST have a van, with three kids under 7 the van WILL be destroyed in 3 years.

It can destroy the health care system's ability to function.

One thing I would suggest is that this whole thing of a tenant "destroying" a home is not really as frequent as you would think.I've been doing this for about 10 years now and I currently have 66 homes.

Doesn't walking away from an investment property destroy one's credit just like jingle-mailing your primary residence?

I vote that no one else should be allowed to post on this thread because Julie just destroyed it.

Low income tenants destroying dishwashers is not a rare event.