I know my question is governed by state/local regs, but is this a common requirement?  

But just who has credible experience vs just plain theory, opinion or arbitrary comments?

http://www.breitbart.com/big-government/2015/04/25...Here are some pictures and an article.

I'd also inquire with the city or local government for any code violations or history with the property. 

Here if you treat a guest like a tenant, you are under laws governing tenants.

What happens when local, state, and federal governments and their agencies are no longer able to bring in enormous tax revenue via settlement cost, appraisals, rehabs, construction permits.   

Is their loan government backed (FHA/USDA/VA)?

They are ENTITLED because operating as an unlicensed broker means:1. no licensing2. no accountability..no license to lose...no state regulatory agencies to fine you3. no E&O insuranceWhen there is a dispute regarding an agent or agency, a complaint can be filed with the state governing board.

I comply with the Federal Government's rules as to possible lead, with the booklets, etc.  

Hello I am currently looking for credible turn key providers that offer conventional financing