Equities are doing well right now but i doubt they can give long term appreciate as in real estate holdingswhen you say 5% monthly cash flow at crowdfunding sites, thats 60 percent annual return. think yourself how safe is that kind of asset holding?

@Aaron Gajewski again despite the other well intentioned advice of this is a conventional loan, which based on terminology you used I think is a good bet.

That’s the best bet.

This question is really like before basic so if you really don't have an idea what goes in the contract, I would suggest you should not be buying yet as you don't have the advice yet to make it happen and feel safe in an investment.

So, I think it's safe to say I will trust my gut moving forward. 

We prefer blue collar areas that are safe so aren't interested in low c or less, high C and solid Bs are great.

With the uncertainties in the market and shotages/material price hikes we are playing it way safe on this one. 

Multi-family is your best bet. 5th, determine your strategy.

Small local community bank or credit union is your best bet.  

And I am willing to bet there is no law covering "Accountability Deposits".