And (huge bonus), because it's specifically created for real estate investing, it integrates perfectly with your Schedule E for taxes so it's just making my life so much easier.

The real question is how much interest rate and how many points based on your specific profile, which will become clear when you provide all your information to a mortgage lender? 

Do you have a specific price point you are looking at?

I've left specific instructions to not sell the properties and do something dumb and buy a Ferrari or blow it on expensive vacations (but I guess if I'm dead and they do that, they'll suffer the financial consequences later).  

It takes into account the actual dates of each cash flow, making it more accurate for investments with uneven cash flow patterns.XIRR considers both the amounts and the specific dates of the cash flows when calculating the rate of return.It's particularly useful for evaluating the returns on investments like real estate, where cash flows can vary significantly in amount and timing (e.g., rental income, property appreciation, expenses, etc.).In summary, while both IRR and XIRR are used to calculate rates of return on investments, IRR assumes regular intervals for cash flows, whereas XIRR handles irregular or non-periodic cash flows by considering the actual dates of each cash flow.

There are county websites that show specific insurance, water and permit guidelines that are very particular to the area (check if the area has "Flood Zone X").

Hi @Lilly Fang, There are 20+ REI specific tax professionals here who can help if you choose to switch.

COC is a metric that put's into concise data the OPERATIONAL health OF an investment property, at a specific given time-frame of analysis. 

@Raj G. this is a pretty specific question, you are essentially asking for legal advice.

I have some ideas (visa requirements, acreage, zoning (what it allows for), a section for expenses/upkeep, the amount that everything put together breaks down to depending on the number of people buying into it) but hoping for more specifics on the actual property analysis/numbers side of it since I don’t really have much experience and would need to be able to explain it to someone to help me create the sheet.