There are certain things you can't turn away or it's illegal discrimination, but "AirBnB" is not a protected class like religion or gender or familial status. 

@Jason Kicza, I'm moving further and further away from the idea that a year-long lease offers any protections to the landlord.

What should be stated in the contract to protect myself from losing money?

@Rudy TateI just got this from fundrise:Fundrise Advisors, in our capacity as Manager of the eREITs and eFunds, has determined that it is necessary at this time to suspend the processing and fulfillment of redemption requests.While under normal market conditions, we seek to provide investors with the ability to redeem their investments on a regular basis, during times of financial crisis or extreme uncertainty, it is absolutely critical that we suspend redemptions in order to protect the interests of all our investors.As Manager, we have an obligation to make decisions based upon what is best for the entire Fundrise investor community and must always put the priorities of the whole above any one individual.Fundamentally, Fundrise investors own real property, which is simply not liquid. 

So i can at least have better knowledge of what to expect from handymenAlso are any of your handymen familiar with the IRC and other codes or do you keep up with it to protect yourself as oppose to relying on them.

B) no template contract anywhere will achieve everything, so using the free versions from YouTubers or legalzoom or any other website, should still be reviewed by an attorney to make sure you are protected and there is no language that is outdated or not applicable to you.People in general are scared of contracts, so trying to create something that is short and simple, yet protects all parties is the ideal situation. 

Lastly as far as the contract is concerned you may be better served having an RE attorney draw up the docs, especially for the first one to ensure you have covered all your bases and the seller and more importantly you are legally protected.

Also fwiw source of income is a protected class.

I know they are doing it to protect themselves from scam.

@Tal C.You should look into tertiary market investing, this will allow you to achieve the returns you want while protecting yourself from the unpredictability and small CAP rates of the larger markets.