With the NAR economists expecting rates at 6% by year end, I think people seem to be less interested in waiting for rates to come down, knowing that a year might only save them a point. 

To prepare unexpected expenses, you should have saved some cash to handle the cases.

With $20k in savings and an additional $4k monthly saving rate, I'm navigating my next steps carefully, especially since I value starting with a substantial equity position in any deal.Here are the options I'm contemplating:Invest in a Low Entry Property: With my capacity for a 20% down payment, I'm considering properties in the $100k-$120k range.

There are a few books and many online resources available for learning how to become a private lender, @Christopher Martin.  

FTC, California DFPI Case Leads to Ban Against Operators of Mortgage Relief Scam Home Matters USA | Federal Trade CommissionOffering to buy their homes and "Save their credit" or "Save them from foreclosure" could innocently put you in the state or federal regulator's crosshairs.

Solar has come a long way from its origin and it has enabled me to save a lot of time and money.For cameras, many brands offer a solar option.

I also had a hard time transferring money internationally, so kept most of it in Canada, and saved up for a downpayment while working full time here.

Have them focus on saving you both, taxes of all kinds. 

I will say that there is a ton of free info online.

Great way to save cash flow.