But I must have had a natural bent for it as I did extremely well very quickly.

They can put together things that work well, show you pictures and maybe even draw you a picture.Visualization is a skill and not necessarily a natural talent.

Lenders will however generally want you to have skin in the game.

I want to prevent them from doing this to another landlord and make it difficult for them to buy a house or anything of that nature.

The skin is in the game, but am far from where I want to be.

Homes are naturally big so the sq footage adds up. 

Apartments- New kitchen layout, moved laundry into each unit, updated bathrooms, new windows (curb appeal), updated paint and flooring, turned the laundry room into the 12 unit.AirBNB- changed usage on the main level from office to 2 unit AirBNB.Office building- removed drop ceilings to add 3 foot ceiling height to make the space seem larger with more natural light.

I see heightened risks with STRs (increased regulation, additional taxes, far more sensitive to recessions and natural disasters), but I guess that's part of the reason you're seeing good returns.I don't know what selling platforms exist for STRs.

But because we take on those higher-risk borrowers, we require a little skin in the game.

Naturally I received a lot of disconnects, wrong numbers, etc hence my question.1.