It's a specialty mortgage program for first-time homebuyers which allows for down payments of 3-5% and features reduced PMI.

Any suggestions on a free or low cost program/app to collect online rent payments from a 9 unit commercial building?

Last summer 2019 I sold my business with the intention of using the proceeds as a downpayment to buy a much larger cashflowing business, utilizing the SBA 7a program. 

These programs are meant to help people get started in life, not meant for investors.

Even though the paperwork and instructions given to us from the HOA president have very specific language saying builder is responsible for these things.

I would recommend getting into a coaching program or find  experienced investor that will allow you to work under them. 

You can also look into DPA programs for buying your first home to than transition it into a rental or 2-4 unit living and renting same property. 

Schlage Encode door locks allowing us to program door codes remotely. using check in and check out dates  Also use Gecko In Touch2 wifi app to control hot tub. 

Sacramento landlords, I just saw this:Emergency rental assistance program in SacramentoIf you have low-income tenants who aren’t paying rent due to COVID, you might encourage them to apply for this.

Owners have been instructed by the current treasurer to mail their checks or bring them to us to deposit.