I truly appreciate your help and information!

The information at the general meetings and the weekend training is excellent and for member very cheap.

I was not informed about the issues until after I closed.The contractor estimated that it will cost between $12,000 - 15,000 to get the attic up to code.

Unless we note otherwise in the listing information or disclosures, we fix everything that is broken or not functioning properly, but we have had several recent requests that are expensive and I'm interested in your experience in handling things like:- this roof is old and we're worried that we may have to replace it (was inspected by roofer and determined to be functioning properly)- there are screens missing from some of the windows and we would like you to add them- we're concerned about the drainage and would like you to add gutters- the AC unit is old (age disclosed in disclosure docs, was tested by HVAC guy and running fine) So do you budget for this type of concession, do you "meet in the middle" or do something else?  

Do you want 100k in a maintenance hog, or do you want to have  50% of a really nice 200k property, or 25% or two 200k properties.The other piece of information you have to find is what returns you could get on your money if you bought something else.  

What is the formal/informal process?

I will save his contact information and speak with him possibly today.  

I emailed my information to you.

Thanks for the informative reply!  

I've been doing a lot of reading along the way and although informational I feel as no book truly illustrates the amount of money you need to have up front to purchase your first property AND/OR methods or programs you could use to help offset some of those cost.