Total of 28 units.

But I plan on adding a 40/60 split on the next lease renewal between the two units. 

I would pull my own credit and call the local lenders, and ask them what terms are available on a 3 unit owner occupied residence, with a FICO score of ###

Hey BiggerPockets community,I'm currently diving into the Online Kentucky Real Estate Course (96-hours), and I've been diligently studying each unit.

I am not new in RE (Own 2 (condo+townhome) +primary home) and all units are in San Diego and know want to buy something near beach and been in Imperial Beach lot of times love the place :)Any guidance how should i approach?

You could monitor the power usage for the two units using this device then pass through the correct billing. https://www.amazon.com/gp/prod... 

We have a large property management company our entire office uses it to manage hundreds of units.

I'm looking to scale now that there 2 units.

In MA you would now be required to delead the unit and the exterior of the property.

I would say, that the class of the unit and tenant profile would determine the approach to this additional security by collecting more money.