I recently joined Bigger Pockets because I see that’s there’s great information for beginners like myself and the community.I’m currently going through a small dilemma and I’m stuck between cross roads and I’m not sure which path to take out of my 2 options and I would like to receive some feedback possibly advice so I can make an educated decision.A little bit about myself ever since a young adult I always been interested in Real Estate like many people I have spent about $10,000 over the past few years on courses and education but nothing really came of it besides understanding the basics and having 1 a week phone meetings only lasting 30 min.

I'm counting in the awesome bigger pockets community to find some local and out-of-state opinions! 

To date (in only a year and a half of being in business), I have worked from home in Venice Beach (a block from the ocean), in Nicaraguan hostels between ziplining, surfing, and volcano boarding adventures as well as from high-end Nicaraguan hotels while drinking wine or margaritas (yes, while I work), throughout countries in Europe between sight-seeing, outdoor adventures and on airplanes to and from, in Colorado from a mountain house I holed myself up in for 2 weeks during an amazing snowstorm (and between snowboarding excursions), from Atlanta hanging out with my parents and friends for as long as I want to (weeks), and I've even worked on cross-country road trips.I wanted a 'job' that was this flexible for a few reasons.

You can count how many houses from the nearest corner.   

My question, and I know the answer is subjective, but how long do you accumulate that 50% and what would someone consider the upper threshold to stop putting that portion away and start counting it as profit?

Mine does not so we multiply the bedroom count by 2 to get max occupancy.If you feel you need to offer below market rent at this time, reevaluate and raise rent to or closer to market in a year, but not based on who moves in.

This does not count the tax and insurance cost.You have to estimate your net operating income and decide how much you are willing to pay for that income.Good Luck.Bill

There are many people with much more knowledge than I on this site, but perhaps our paths will cross again in the future.Cheers,Jon

I guess what I'm asking is if rentals count against your income until you have an established rental history and if so what constitutes "established"?

For SFR's you can count on appreciate more, so maybe can get by with a worse cash flow position.