I actually just wrote a report on the healthiness of the Texas market on our home listing site: [LINK REMOVED]

Fortunately, the economy is growing so fast that there has not been any major crisis with loans for homes.But loans to developers, business loans and consumer credit have all had significant NPAs.

Staying within the accreptable ratio for they types of financing, (RE, consumer loans) and not exceeding 20% of those ratios will keep you close to what would be an acceptable risk that you will go out and go on a spending spree.

We need to pay much more for housing, insurance, health, and pension. in many other countries where the products we consume are made, the people don't have to pay that much if at all...

In my experience with our own rentals and other people's, it is not that complicated or time consuming unless you get a problem tenant.

I truly enjoy making a difference in the lives of those I touch.Our business (I have 1 partner + investors) is the purchase and sale of individual residential homes, bulk REO's to investors or consumers.

I know that's time consuming and expensive, but you are making some big commitments that justify really learning your markets.

We consumed all those cans and bags of rice that never completely get used up normally.

National Association of Realtors (NAR) has done and continues to do a great job being at the forefront of 'educating' Realtors, Brokers, Title Companies, Attorneys and the consumer public on the 'Fraudulent' actions of Short Sales.

Buckaroo Banzai (and Confucius)"Early to bed early to rise, makes a man healthy, wealthy and wise"Benjamin Franklinbut prefer the corollary:"Early to rise, early to bed, makes a man healthy, but socially dead"Unknown