I use Joel E.

http://www.eventbrite.com/e/showcase-california-ve...

Owner would not provide schedule E but rather provided the following breakdown:Potential purchase price is $450KPotential Income at current rents: $75780Expense:Taxes: $6456Insurance: $3300Night Light: $348Dumpster: $2136Snow Removal: $1330Lawn Mowing: $1044I added:Vacancy Rate at 10%: $7578Repairs/Cap X at 10%: $7578Leaves us with $46010 NOII can get a 20% down/300 month loan with a 5 year adjustable rate at 3.99% at a local bank I've done commercial loans with before.  

@Bob E.

If someone comes to me, I'll send them your way.If you need help in your search or want to verify something don't hesitate to ask.For example: I have clients worldwide and things are just as easy as I e-mail them, talking on the phone.

Thank you @Bob E. for the feedback! 

He is on e one of the earlier podcasts.

Connect with me here or my e-mail address is in my BP profile.Thanx much!

We just got a call from USAA telling us that they will not approve the loan until all of the repairs have been made and e-mailed the list.

The lien provides a financier the opportunity to have an interest to the Furniture, Fixtures and Equipment ("FF&E") attached to the real property where the FF&E is so related to the property that an ownership interest arises in tandem with interests in the real property.