And, it can also be done this way for flips (fast cash) as well.The numbers vary with every deal, but basically, as an example: I use Subject To to buy houses I can cash flow.

Use it to seed your own process or as is - - print one per application, fill-out your findings, sign, date and attach to the original application.I operated a 6-plex and it took about 3-4 years to do this by rote, that's 24 successful screenings and maybe 3x that for reject/denials.Suggestion:  this is 20/20 hind sight now, but start tracking your 'good vs bad' eggs and correlate to the verification list results you filed away. 

Rental Income Verification: Multi-Unit Property Securing the VA Loan Verify: cash reserves totaling at least 6 months mortgage payments (principal, interest, taxes, and insurance - PITI), and documentation of the applicant’s prior experience managing rental units or other background involving both property maintenance and rental.

I was able to to laminate cabinets into nicer wood ones that way for a fraction of the cost.

@Danny N.Sounds to me like you could use a no income verification loan.  

Well, I have received numerous fake applications from people who are generally out of the country, have poor English and spelling skills and promise ridiculously low repayment rates with basically no verification of anything. 

FHA streamline refi is a slam dunk - No income verification, No appraisal.

I don't want to to seem like I am ignoring anyone.

@Chris Grenier is really knowledgable about estimates in the CF area and may be able to to help!

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.