This would really be a long shot deal and not anything I would be bothered with unless you were talking significant sums of money, say in the mid 5 figures or more.

Why do you think purchase contracts are so long and have such small print?

Why Shaker Heights Long answer:  Of the many offers I sent on various properties I wanted; this one kept going back-on-market.

I have a 4 plex ready to go. Two units are year round, two are mid term. I have been having a heck of a time finding insurance. My insurance agent tried Allstate but they said all units need to be occupied before they...

This is going to be a long-term rental and although I won't be living in it, I want my tenants to be safe and feel comfortable if I ever need to sell it so will be doing through extra diligence.

Why do you think purchase contracts are so long and have such small print?

Ive never seen someone with such a long list of complaints.

I feel in this market it is difficult to get outsized returns (S&P seems very hot and might be hard to sustain 7%+ returns in long term.. but even if so, I’m risk adverse so would probably keep it my HYSA)I did run the numbers if I were to prepay $60,000 now and it appears the IRRs are lower (because of the higher cost basis).

If there is an existing mortgage in your name it should be disclosed that your name will stay on the loan for possibly a very long time. 

But, if you're trying to stay more cost effective, I believe that the lower tiered subscriptions would still give you what you need as long as you set up the system with all the necessary accounts you need.