I can see that Lizz has included a leasing fee in the property analysis docs she provided, which I assume reflects the lease only service you mention.

I see B2  indicating bankruptcy  in their credit report as recently as April 2024.

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I live very minimally at home currently, still with my parents, so I would only be spending about $350 a month total, including the loan (assuming I can get it for the time period I calculated, which is 3 years), so I would still be able to put aside about $11,000 for school, a car, and the downpayment for my first deal. 

Make sure you include the cost of the new roof.....

I always wondered how taking an overall average of RE appreciation and comparing it to anything is a true measure of investment when including good markets with those that are collapsing.

Should you report it on Sch C or E?

So it would be nice to know that list for your jurisdiction so you can just include it in every rehab so at inspection time you come up with zero violations.3) If you do touch mechanicals or foundation, make sure to follow municipal protocol. 

By having tenants pay those bills themselves, we are reducing our expenses, and able to charge less rent than our competitors who are including those expenses in the rent. 

If you sell within 3 years of moving out, you exclude your capital gains(up to $500,000) but you still include as income the amount of accumulated depreciation on the propertyif you sell after 3 years of moving out, you may capital gains and tax on depreciation recapture.best of luck.