Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change.

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

Two benefits of only having 0% credit card debt: first is obviously low cost, second is minimum monthly payment is lower, helping in your qualification for subsequent mortgages (DTI calculation).

The qualifications are pretty standard like 3 times the rent in income, good rental history but no credit check.

Alexia Mizell I always recommend to talk to a HML first and see what terms and qualifications they ask for.

From what I understand, based on if the property cashflows is major qualification with minimal documentation.

I’ve thought about Hard Money , I’ve thought about buying an investment property with a friend and funding the FHA down payment in exchange for using their qualifications and credit.

Directly from fha:Student Loan IBR and Mortgage Qualification 2015Student Loan IBR and Mortgage Qualification is based upon the Mortgage you are applying for.

I am assuming that you have a good qualification process and they just slipped through? 

Any insight into actual qualifications needed, and/or personal experiences with delayed financing would be greatly appreciated.