They are offer hand written products at scale for a more personal approach.

It doesn't matter what the service or product provider is . . . that's simply too long of an agreement . . .

My very first recommendation would be to work with an Insurance Broker so that they will shop the entire market for you without being married to any product or company.

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Was hoping there is a product like that for commercial.  

He will shop the entire market and can provide better coverage for a better price because he is not married to any one product or company. 

A couple of things you could do: start saving for a downpayment and reserves (for maintenance/rehab), and find a good lender that can help guide you to the best loan product for your situation. 

Would be awesome to provide a solution for compensation as a result of this project.A Systems Engineer typically designs, improves, and manages systems, which are then followed to develop something (end product) which is then used by customers.

There is a slight gap between tiles and concrete with some worn off sealant, and I have no clue on how to replace the worn out sealant because I don't know what product it is.

Ridge Lending offers that product, called the ALl in One, which is terrific for high FICO score folks.