Suggest you do it out of the state if you have time and cash.

Any one suggesting keeping a tenant below market or slowly decreasing your monthly losses has zero business scenes.

Otherwise, I need to exercise what is in my right to protect my business."

In the meantime I have already contacted a local restoration company (Paul Davis, any other suggestions?)

I highly suggest you to read, "The Ultimate Beginner’s Guide to Real Estate Investing".

We would suggest working with a local community bank that can understand your overall financial picture, and structure a line of credit based upon your available equity and your ability to re-pay.

Then I hear news that Freddie will no longer allow lenders to contribute grants to reach the 3% down payment requirementI am looking for suggestions to overcome the down payment hurdle.  

And are there any suggestions on who might finance something like this?  

I have used quite a few, but wanted to see if anyone had any suggestions here in Cincinnati.

Zillow Premier seems to have an effective platform--IF you've already closed on transactions.Thanks in advance for sharing your suggestions.