That additional risk is reflected in a loan portfolio (secondary loans or not) by reducing the LTV to 75% but this is not a hard rule in a portfolio loan, but generally accepted as being a more prudent banking practice.There is no seasoning requirement, generally, by any regulator but by loan guarantors and mortgage insurance that may cover a loan portfolio obtained by the lender or in hedging arrangements.

This group has a lot more people with acceptable credit and a few people with excellent credit.However, as you said, this somewhat depends on your locale.

However, the law specifically mentions that giving the homeowner the ability to lease back the property with an option to buy is acceptable.

One simple goal...Have one of our offers get accepted.

Ive been wanting to buy a plasma TV for 3 years now, and I think I might test out this article at the local best buy, to see if they really want to negotiate.

A marginal investment (good only because your IO payments make it acceptable) could quickly turn into an albatross.

We are currently looking into rehabbing an 8-unit Apartment building and we are accepting bids.

Okay so based on the numbers and the local conditions should I accept the property?

i use both. letters are better because you can get more of your message to the seller. the key is to get it opened and that's best done by making the letter look personal and tailored to that individual. some say postcards are better because they dont have to open it. the one true way to know is to test both. however I use a sequence. i may start off with a few postcards, then follow up with a letter to the same list.

We all have plenty of that.I am looking for real tested methods.