Here's what I DON'T need:any book with Beginner in the titleany book written by a guru as a commercial to sell some other product like a boot camp or mentoringany book written by a pretenderany book that is pure motivation without any substanceany Idiots or Dummies guideany book written about real estate outside of the USAany book that is 28 pages or less that will answer all my questionsany book written by the winner on the Voice, American Idol, Survivor, Great Race or Apprenticeany book written by a child star or a soap opera actorany book based on unproven theoryany book written by somebody who never bought any real estate

Lets assume purchase price is around 80-120k.Would you:a) put down 25% and pay 4.5%b) put down 20% and pay 4. 875%  Note: my lender tells me its a .375% premium to use a lower downpayment.Appreciate your insight....From a pure COC standpoint, the lower downpayment and slightly higher rate is a better choice given a $100K property, $1500/month in rent and 50% expenses. 

I certainly don't think economic data should be ignored, that's why I took all of those econ classes, but there's a human factor at work as well, which often overrides any purely numbers based trends.

"Pure speculation" you say, and only need to point back to the early 2000's to see where that type of investing got us.But here's the thing... real estate cycles go up and down.

Unlike many other CF portals, these are purely listing sites.

I've already gained the reputation of having quality information on my site, but my bills and staff aren't paid from quality posts, they are paid by pure quantity of posts.

This is an indication, to me, that the poster has a relationship with the guru and by asking to contact him, probably has a business relationship with him, but not sure about it.As to the content of the posts and the information being put out by the guru, pure hog wash!

Hey @Tasha McKoyNo this is purely Hypothetical.

Considering that most pure TK sells a product, that after transaction costs, would be hard to exit for many years that trust is similar, at least to me.

If it was an unusual event and happened by pure accident, we would probably not.